Centro House Marbella brings a deep understanding of local real estate to provide comprehensive assistance in acquiring properties in the sun-kissed Costa del Sol. Our dedicated team ensures you navigate the purchase process effortlessly, from the initial search to the final transaction.

It’s essential to secure competent legal representation to safeguard your interests throughout the purchase and for any ongoing property and personal responsibilities. If you’re in need of legal counsel, Centro House Marbella can connect you with a respected local attorney to support all relevant future matters.

We offer an extensive array of services, partnering with esteemed professionals to guarantee top-tier support throughout your property purchase journey and beyond. The Centro House Marbella team remains at your service, ready to provide ongoing guidance and support.

Explore our offerings at centrohousemarbella.com

Reservation Process

Upon finding your ideal property and deciding to proceed, Centro House Marbella will prepare a “Reservation Contract” that outlines your offer and the proposed terms of the purchase. This contract is then sent to the seller for approval. If negotiations are necessary, a final agreement is drafted once all terms are mutually agreed upon.

In Spain, the reservation contract is a crucial step to secure a property for a specified period, allowing your lawyer to perform all necessary legal checks. This agreement includes:

• Identities of the buyer and seller
• Agreed price
• Property address
• Scheduled dates for signing a Private Purchase Contract (PPC)
• Planned completion timeline
• Any specific conditions
• Deposit handling terms

A deposit of €6,000 secures the property off the market while your lawyer conducts due diligence. This deposit is fully refundable if any legal issues arise.

This amount is safely held by either your lawyer or in the client account of Centro House Marbella SL and can be made via credit card or bank transfer.

Financing Options

Should you wish to apply for a mortgage, you may reserve the property with a condition that guarantees the return of your deposit if financing is not secured.

Subsequent Steps

Your attorney will diligently investigate the selected property and provide a detailed report outlining their findings along with a comprehensive summary of all costs and fees associated with the purchase.

Once all conditions are verified to be in order, your lawyer will facilitate the signing of a Private Purchase Contract (PPC), ensuring the transfer of 10% of the purchase price to the seller, thus securing the property. A notary appointment will then be arranged to finalize the transaction.

Costs and Taxation of Property Purchases

• New and Off-Plan Properties: Typical expenses amount to about 13.5%, including 10% IVA (VAT) and 1.5% Stamp Duty.
• Resale Properties: In Andalusia, the ITP (Property Transfer Tax) is generally 7%.
• Legal and Notary Costs: These fees usually stand at 1% of the property value plus VAT, with notary expenses ranging between €500 and €1,800, depending on transaction specifics.

After-Sales Services

Our commitment to your satisfaction extends beyond the sale. Centro House Marbella offers a broad spectrum of after-sales services to address every aspect of property management, including:

• Legal and tax advice
• Mortgage facilitation
• Architectural and urban planning
• Renovation and construction management
• Currency exchange services
• Insurance solutions
• Interior design consultancy
• Trusted tradesmen for maintenance
• Advanced home security systems
• Comprehensive property management

Centro House Marbella is your all-encompassing contact for real estate in Marbella and across the Costa del Sol.